JAKARTA (Yosefardi) – HSBC Indonesia branch posted net profit of Rp1.6 trillion in 2014, declined 4.75% from Rp1.68 trillion in 2013.

Net interest income grew by 28.17% to Rp3.44 trillion from previous Rp2.68 trillion. While operating profit fell 4.78% to Rp2.1 trillion from earlier Rp2.21 trillion.

Its assets totaled Rp88.14 trillion. Loans rose 12.09% to Rp57.19 trillion. Provision of loans jumped 44.26% to Rp992 billion. Its liability amounted Rp81.86 trillion, of which current account amounted Rp21.5 trillion and time deposits was Rp16.86 trillion.

Capital adequacy ratio (CAR) stood at 22.81% and loan to deposit ratio (LDR) reached 115.27%. (rully@yosefardi.biz)