JAKARTA (Yosefardi) – PT Bank DBS Indonesia booked profit after tax of Rp217.48 billion in first half of this year, declined 20% 272.96 billion in the same period of last year.

Net interest income grew by 41.6% to Rp1.04 trillion from previous Rp737.67 billion . Net interest margin (NIM) was 4.77%. The bank booked interest income of Rp1.88 trillion.

Operating profit increased 10% to Rp325.83 billion. But the bank suffered foreign exchange transaction loss of Rp30.87 billion, compared to gain Rp70.19 billion a previous year.

Its assets totaled Rp57.69 trillion of which credits amounted Rp39.5 trillion. Third party funds reached Rp38.07 trillion. Time deposits accounted for Rp29.85 trillion.

The bank’s CAR stood at 14.58% and loan to deposit ratio (LDR) was 103.77%.