JAKARTA (Yosefardi) – PT Bank Rakyat Indonesia (BRI) Tbk (BBRI) targets its loan to grow by 15-17% next year while its third party fund to grow by 14-16%, relatively equal to this year achievement.
The bank is still prudent on the loan expansion as the national economy is expected to face a slow growth next year.
BRI opts to focus on organic growth next year so it plans to add 50-100 new office branches. The bank also allocates Rp3 trillion for funding the acquisition of small scaled bank or other financial institution such as insurance company.
Meanwhile Bank Mandiri (BMRI) targets its loan for corporate segment to grow by 16-17% this year along with the national economic growth as well as the impact of fuel price hike.
PT Bank CIMB Niaga Tbk (BNGA) is also optimistic its loan to grow by 15% and third party fund to grow by 14% next year.
Bank Indonesia, the central bank, predicts the national banks’ third party funds to grow by 14-16% in 2015 amid the tight liquidity concern.