JAKARTA (Yosefardi) – PT Bank Central Asia (BCA) Tbk (BBCA) reported net profit of Rp6.3 trillion for the first six months ended 30 June 2013, a 19.3% increase compared to Rp5.3 trillion in the same period in 2012.
The bank’s operating income increased 22.5% to Rp15.7 trillion from previous Rp12.8 trillion. Net interest margin (NIM) was 5.95%.
BCA’s loan portfolio stood at Rp280.4 trillion in June 2013, up 24.1% compared to Rp226 trillion in June 2012. Consumer loans increased 30.7% to Rp78.4 trillion. Commercial & SME lending increased 24.6% to Rp110.5 trillion. While corporate lending rose 18.4% to Rp91.5 trillion.
Third party funds reached Rp683 billion, of which transaction account balances (current and savings accounts or CASA) amounted Rp306 billion. Loan to deposit ratio (LDR) stood at 73.2%.