JAKARTA (Yosefardi) – PT Bank Mandiri Tbk (BMRI) targets its net profit to only grow by 3-5% next year.

Bank Mandiri will focus on expanding its provision for non performing loan (NPL). As at June 2015, BMRI’s NPL stood at 2.2%, higher than 1.9% by end June 2014.

Bank Mandiri also targets its interest income grow by 12-14% next year and fee based income to grow by 15-18%. Credit is targeted to grow 14-16% in 2016 and third party funds to grow by 12-14%. While the bank’s assets is expected to grow by 10-13%.