JAKARTA (Indonesia Today) – PT Bank Pembangunan Daerah Jawa Barat dan Banten (Bank Jabar) Tbk (BJBR) posted net profit of Rp1.3 trillion, grew by 18% from Rp1.1 trillion in 2012.

Net interest income rose 29% to Rp4.4 trillion from previous Rp3.4 trillion. While operating profit rose to Rp1.4 trillion from earlier Rp1.3 trillion.

The bank’s gross non performing loan (NPL) was 2.87% while net NPL was 0.64%. Its net interest margin (NIM) reached 7.06%. The bank’s loan to deposit ratio (LDR) stood at 90.47%.