JAKARTA (Yosefardi) – PT Bank OCBC NISP Tbk booked net profit of Rp536 billion in first half of this year, grew by 32% from Rp407 billion in the corresponding period of last year.

Net interest income rose 23% to Rp1.5 trillion from previous Rp1.2 trillion. Net interest margin (NIM) was 4.1%. Cost to income ratio declined to 57.1% from earlier 59.3%.

The bank’s loan increased 19% to Rp56.9 trillion, compared to Rp47.7 trillion in first half of 2012. Third party funds reached Rp57.89 trillion, a 12% rise. While loan to deposit ratio (LDR) stood at 98%.