JAKARTA (Yosefardi) – PT Bank Tabungan Negara (BTN) TBk (BBTN) booked audited profit after tax of Rp1.56 trillion in 2013, grew by 14.6% from Rp1.36 trillion in 2012. Earning per share (EPS) was Rp149.

Net interest income increased 19% to Rp5.64 trillion from previous Rp4.72 trillion. Net interest margin (NIM) was 5.44%. The bank booked interest income of Rp11.19 trillion.

Its assets totaled Rp131.17 trillion of which credits amounted Rp92.38 trillion. While liability reached Rp119.6 trillion of which third party funds was Rp90.85 trillion.

BTN’s capital adequacy ratio (CAR) stood at 15.62% and loan to deposit ratio (LDR) reached 104.42%.