JAKARTA (Yosefardi) – National banks loan expanded 22.3% to Rp3,070.52 trillion in August 2013, compared to Rp2,510.65 trillion in August 2012.
BI governor Agus Martowardojo however said commitment of new loan declined. He said the loan growth might be slow in the future along with the increase in interest rate, domestic demand slowdown, and issue of macroprudential policies.
Agus added the stability of financial system is remain maintained supported by banking industry resilience amid some pressures.
The CAR (Capital Adequacy Ratio) is still high at 17.89%, far away from minimum required 8%, while NPL (Non Performing Loan) stood at 1.99%.