JAKARTA (Yosefardi) – Shares of PT Bank Mandiri Tbk (BMRI) gained 2.29% to Rp8,950 this afternoon trade in line broader market sentiment.

But the stock had fallen 16% from its pick (Rp10,700) last month. Investors might also concern on the bank’s earning prospect this year.

Bank Mandiri has decided to revise down its revenue target this year as cost of funds and provision are increasing. The bank expects its profit target would decline by Rp400-500 billion due to lower net interest margin and higher provision to anticipate growing non performing loan (NPL).

Bank Mandiri earlier targeted to book net profit of Rp17 trillion this year, compared to Rp15.5 trillion in 2012.